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Discipline Using Credit Cards

Credit card payment option is practically no need to bring cash. Even so, you have to plan when and where you can manggunakan, credit cards and when not to.

  •  Avoid using credit cards to buy high interest trapped because they can not control the impulse     impulsive shopping.
  • You might be tempted to use a credit card for a meal at a fancy place with a 20% price discount. First check the actual price, do not let your dinner adds to the burden of paying off the credit card bill.
  • Avoid using credit cards for shopping outside the plan, you should use cash or a check or debit card. It does not make sense it's like when you borrow money to meet expenditure unbridled lust.
  • Understand the hidden costs when using credit cards abroad. Credit card companies generally charge an additional 1% -2% for the purchase of goods abroad. Prior to the transaction, to know in detail the costs of this kind.
  • The good news, if you can not discipline a problem using a credit card bill each month when due. With the discipline to pay, you do not need to bother thinking about how to drive a deb collector from home.
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