Creditcardpaymentoptionispracticallynoneed to bringcash.Even so,youhave toplan whenandwhereyoucanmanggunakan,creditcardsandwhen not to.
Avoidusingcreditcardstobuyhighinteresttrappedbecause they can notcontrol theimpulseimpulsiveshopping.
Youmight betempted touse acreditcardfor a mealatafancy placewith a20%pricediscount.First checkthe actual price,do not letyour dinneradds tothe burden ofpaying offthe creditcardbill.
Avoidusingcreditcardsforshoppingoutside the plan,you should usecashor acheckordebitcard.It does not makesenseit's like whenyouborrowmoneytomeetexpenditureunbridledlust.