Let's count! How many credit cards in your wallet? Compare with answers Ligwina Hananto, Financial Planning Consultant on the ideal number of credit cards owned (and used) your family?
Question:
Ideally, how many credit cards owned by the family and used for anything?
Answer:
One family ideally have 2 to 3 credit cards. Use it wisely. Requirement is simple: the bill must be paid 100%. Friction dare, dare to pay!
Division of its use:
1 card for regular expenses, ranging from electricity bills, water, telephone, fitness center members, monthly expenditure to buy gasoline. If you do have a budget, this bill is clear card 1 number every month.
1 card for rah-rah. Every time shopping, meals, vacation, air tickets online message, to electronic shopping with discounts, this card ready. Requirement, you need to have a Shopping Account that is allocated to tertiary spending. This card can only be swiped if Account Shopping empty.
1 card again only needed as a back up. If you travel frequently for business, then this card is swiped. In this way, the business activity does not interfere with work or family finances.
See also:
Discipline Using Credit Cards
Thursday, 28 August 2014
Credit Card