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Little, About The Credit Card!

Let's count! How many credit cards in your wallet? Compare with answers Ligwina Hananto, Financial Planning Consultant on the ideal number of credit cards owned (and used) your family?

Question:
Ideally, how many credit cards owned by the family and used for anything?

Answer:
One family ideally have 2 to 3 credit cards. Use it wisely. Requirement is simple: the bill must be paid 100%. Friction dare, dare to pay!
Division of its use:

1 card for regular expenses, ranging from electricity bills, water, telephone, fitness center members, monthly expenditure to buy gasoline. If you do have a budget, this bill is clear card 1 number every month.

1 card for rah-rah. Every time shopping, meals, vacation, air tickets online message, to electronic shopping with discounts, this card ready. Requirement, you need to have a Shopping Account that is allocated to tertiary spending. This card can only be swiped if Account Shopping empty.

1 card again only needed as a back up. If you travel frequently for business, then this card is swiped. In this way, the business activity does not interfere with work or family finances.

 


See also:
Discipline Using Credit Cards
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